Chasing payments and enforcement

This step-by-step guide to form SD4 makes completing the SD4 statutory demand form as simple as possible. Form SD4 is the right form for you if you have an unpaid court order for £5,000 or more against an individual. It is the first official step if you want to threaten the person with bankruptcy if they do not pay up and can be very effective in prompting action. Once you have filled in the SD4 form, you must do everything you reasonably can to bring it to the debtor’s attention and, wherever it is practical to do so, you must give it to them in person. Keep a record of the time, date and address where the statutory demand was handed to the person who owes you and keep anything else that confirms they received it, eg correspondence from them mentioning it. If you do later wish to apply to court to make them bankrupt, you will need to prove that you served the SD4 form properly. If you do not have a court judgment for the debt, you need form SD1 .

This step-by-step guide to form SD2 is designed to make filling in the statutory demand form simple for you. Form SD2 is the form to use if you are owed £5,000 or more by an individual and you want to threaten them with bankruptcy if they do not pay up. Statutory demands can be effective in proving you are serious about debt collection and showing you are prepared to take matters further if payment is not forthcoming. They can be very effective tools to encourage payment of larger sums. Do not forget that once you have completed your SD2 form, do not simply post it to the recipient. There are rules about how you need to send it to them so that you can be as sure as possible they have seen it, and can prove it later if needed. See Dealing with late payments without going to court for the method(s) to use. You can also purchase this guide as part of the Debt collection toolkit .