Insurance to cover health and safety risks

This section will help you to understand, and take out, various types of business insurance. Compulsory business insurances usually include ’ liability insurance (if you have or apprentices) and motor insurance (if your business owns vehicles). You can face severe penalties, including criminal convictions, if you are not properly insured. Optional insurances include and . This section explains when you might need them too.

Pregnancy and maternity: risk assessment

This risk assessment for pregnancy and maternity is an important part of your compliance with health and safety laws. Pregnant women and new mothers are particularly vulnerable so it is important to take your health and safety obligations seriously. If you employ any women of child-bearing age and your work could put them at particular risk, you should already be specifically considering the risks relevant to pregnant women and new mothers as part of your general risk assessments. However, you must also conduct an individual risk assessment when an employee tells you she is pregnant or a new mother. This pregnancy risk assessment template makes compliance easy. It includes the most common hazards that could affect pregnant women and new mothers and includes suggested courses of action to help minimise those hazards and protect your employees. Every workplace differs, so this pregnancy risk assessment also has space for you to write any hazards specific to your business. You can also purchase this risk assessment as part of the Pregnancy and maternity toolkit .
£25 + VAT

General risk assessment for remote workers

This risk assessment for remote workers is designed to make it easy for you to comply with health and safety law when it comes to employees who work offsite. If you have staff who work away from your business premises, for example if they are homeworkers, go out on deliveries or spend time at clients’ premises, it is important to take their health and safety seriously and carry out (or get them to carry out) regular risk assessments. This remote worker risk assessment covers the most common hazards that your staff might come across away from your business premises. Because every job is different, the risk assessment template has space for you to add any hazards that are specific to your business circumstances. You can also purchase this risk assessment as part of the Remote working and cybersecurity toolkit .
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